I am not sure what BestBuys approval criteria is but I do know that store cards charge WAY more interest (some are near 30%!) When you’re approved for a My Best Buy card, you can choose between two rewards programs: Accrue points that you can redeem for Best Buy rewards certificates (normally 5% per dollar spent; 6% if you’re an Elite Plus member). My Best Buy® Visa® Card: 623: 621: 622: 641: $819: Approval Percentage: 89% Average Household Income: $65,901: See Bank Website: Citibank You'd be better served by a secured credit card if you're starting with no credit or working back from bad credit. Re: What my chances for the Best Buy card? Acceptance of this card … Yes, you’re going to want a 640+ credit score for Best Buy Store Card approval. *Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit with your Best Buy Credit Card. Cloudflare Ray ID: 6130fd4cbb29fa74 Performance & security by Cloudflare, Please complete the security check to access. [UNBOXING & REVIEW] 99 Wall St #1690, New York, NY 10005. However, people have been surprised at some of the credit scores that are being approved. I got a prequalification mailer (paper) last week for the Walmart store card, applied on Saturday 6/10 and was approved for $1200 with a 640 TU score. Your IP: 37.59.57.50 Credit Glory Inc. does not provide legal advice. Your odds of Best Buy Visa approval will only be good if your credit score is at least 700. Hardest-to-Get Store Credit Cards • The odds of having your application approved depend on the issuer, the card and your credit score The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. If your credit score is preventing you from qualifying for this card, we strongly recommend signing up for a fast, free consultation. So pretty much any time you buy food, you’ll get bonus rewards. The Federal Trade Commission provides 2 options to opt-out of getting pre-approved offers: To opt-out of pre-approved credit card offers for 5 years, you can call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit optoutprescreen.com. Get your free consultation, and see if we can boost your score (before you apply)! After a credit disaster like bankruptcy, you should look for a card that offers good approval odds, a relatively low cost of ownership and credit-building tools. Their web site has a LOT of items not available in-store. Main Menu. I was approved for the platinum visa with a $10,000 credit limit. The best approval odds for a Citi credit card will come from having excellent credit, which will help you qualify for the issuer’s top-tier rewards cards. Income: Your income also plays a major role in getting approved for a credit card. Whenever I need new appliances I buy them at best buy and pay in full at time of purchase which gives me 5% back in store credit which is often enough to … Synchrony Bank is the consumer arm of Synchrony financial (formerly GE Capital Retail Finance Corporation), they are one of the biggest card issuers of store cards and store credit cards. If you find pre-approved credit card offers annoying, there is a way to stop receiving them. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. Not only will you be able to use it at more places - but you will save a TON of money in interest. Your Best Buy credit card approval odds are pretty good as long as your credit score is at least 640. Get Your Free Consultation (Before Applying To Best Buy Credit Card)! Income - $208K. If you're not sure what your Credit Score is, apply for a report, here. Here are some of our top picks. One of our friendly Credit Repair specialists can help you determine if you can boost your score (and fix your credit), so you can get approved! I agree with the first answerer in that you should get a general purpose card. Easiest-to-Get Store Credit Cards 1. Their APR is quite high (above 20%). Credit score requirements: Credit Score requirements are based on Money Under 30’s own research of approval rates; meeting the minimum score will give you the best chance to be approved for the credit card of your choice. Points are not awarded on promotional credit purchases. ... Best Buy 5% is In-Store ONLY! 20+ hard credit pull in the last 2 years mostly shopping for a refinance on a mortgage (which I just closed right before I opened the gold card) Credit utilization- 1% or less. 5 5. Aside from our best picks, store credit cards typically have low approval requirements, meaning people with fair or average credit can often qualify. 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